Terms & Conditions

Welcome to CredBazar. These Terms & Conditions govern your access to and use of the CredBazar website, platform and related services.

By accessing, browsing or using our website, submitting an enquiry, requesting information, or using any service provided through CredBazar, you agree to be bound by these Terms & Conditions and our Privacy Policy.

If you do not agree with any part of these terms, please discontinue using our website and services.

CredBazar is a digital platform designed to help users explore and enquire about financial products and services, including loans and other credit-related products.

CredBazar may facilitate connections between users and third-party banks, Non-Banking Financial Companies (NBFCs), financial institutions and other service providers.

By using CredBazar, you represent that the information provided by you is accurate and that you are legally capable of entering into an agreement under applicable law.

Certain financial products may have additional eligibility requirements determined by the respective bank, NBFC or financial institution.

Meeting the basic eligibility criteria displayed on our website does not guarantee approval of any loan or financial product.

When you submit an enquiry or application through CredBazar, you agree to provide complete, accurate and up-to-date information.

• You must provide genuine and accurate personal, employment and financial information.
• You must not provide false, misleading or fraudulent information.
• You are responsible for keeping your information accurate and updated.
• You must not impersonate another person or provide information belonging to another individual without proper authorisation.

CredBazar may provide information about different loan and financial products available through third-party financial institutions.

Product information, interest rates, fees, eligibility requirements, loan amounts, tenure and other details may vary depending on the lender and the customer's profile.

Any financial product offered to you is subject to the terms, conditions, policies and approval criteria of the respective financial institution.

The final decision regarding approval, loan amount, interest rate, processing fees, tenure and other conditions rests solely with the respective lender or financial institution.

By submitting your contact information through CredBazar, you agree that we and/or our authorised financial partners may contact you regarding your enquiry, application, financial products and related services.

Communication may take place through telephone calls, SMS, email, WhatsApp or other permitted communication channels.

You may request to stop promotional communications by following the available opt-out instructions or contacting our support team.

CredBazar may work with banks, NBFCs, financial institutions, service providers and other authorised partners.

Once your information is shared with a third-party partner, that organisation may process your information according to its own terms, privacy policy and applicable laws.

Users are encouraged to review the terms and privacy policies of the respective financial institution before accepting any financial product.

You agree to use the CredBazar website only for lawful purposes and in accordance with these Terms & Conditions.

• You must not attempt to gain unauthorised access to our systems or services.
• You must not use the website for fraudulent, unlawful or abusive activities.
• You must not upload or transmit malicious code, viruses or harmful material.
• You must not misuse, copy or reproduce website content without permission.

We make reasonable efforts to keep the information displayed on our website accurate and up to date. However, financial product information, rates, fees, eligibility requirements and availability may change without prior notice.

CredBazar does not guarantee that all information displayed on the website will always be complete, accurate, current or error-free.

Unless otherwise stated, the content available on the CredBazar website, including text, graphics, logos, designs, images, trademarks and other materials, is owned by or licensed to CredBazar.

You may not reproduce, distribute, modify, publish, transmit or commercially exploit our content without prior written permission.

Our website may contain links or references to third-party websites, applications or services.

These links are provided for convenience. CredBazar does not control and is not responsible for the content, availability, security or practices of third-party websites.

The information provided through CredBazar is intended for general informational and facilitation purposes. It should not be considered financial, legal, tax or investment advice.

Users should independently evaluate financial products and carefully review all applicable terms, fees, charges, interest rates and repayment obligations before entering into any agreement.

CredBazar does not guarantee the availability, suitability or approval of any particular financial product.

To the extent permitted by applicable law, CredBazar shall not be responsible for losses, damages or liabilities arising from:

• Decisions made by banks, NBFCs or other financial institutions.
• Rejection or modification of a loan or financial product application.
• Changes in interest rates, fees, charges or product availability.
• Temporary website interruptions or technical issues beyond our reasonable control.

CredBazar reserves the right to restrict, suspend or terminate access to its website or services where we reasonably believe that a user has violated these Terms & Conditions, applicable law, or has engaged in fraudulent or abusive activity.

CredBazar may modify or update these Terms & Conditions from time to time to reflect changes in our services, business practices, applicable laws or regulatory requirements.

Any updated version will be published on this page with a revised effective date. Your continued use of the website after changes are published constitutes acceptance of the updated terms.

These Terms & Conditions shall be governed by and interpreted in accordance with the applicable laws of India.

Any disputes arising in connection with these terms or your use of the CredBazar website shall be subject to the jurisdiction of the appropriate courts, subject to applicable law.